All About Social Security Disability Benefits

What do you find out about Social Security Disability Benefits? To be entitled for Social Security Disability benefits, you have to not only be simply handicapped but you need to also have developed enough work credits with the Social Security. Precisely how many credits you will need will depend upon your age and the year you became handicapped. You have to have worked some part of 5 of the last 10 years prior to you ended up being disabled.

About benefits for People with Disabilities, SSDI pays money advantages to individuals who are unable to work for a year or more since of an impairment. Benefits continue till you are able to work once again regularly, or until you reach retirement age. At that point, the disability benefits instantly transform to retirement advantages, but the amount continues to be the same. After receiving SSDI benefits for 2 years, you also become qualified for health insurance protection under Medicare. The disability program likewise consists of a variety of work incentives to ease your transition back to work.

Social security disability list of impairments are as follows:

* Disorders of the Cardiovascular System

* Respiratory Disorders

* Special Senses i.e. vision, hearing loss

* Neurological Disorders

* Cancer

* Musculoskeletal Impairments-- Bone, Joint & Tissue disorders

* Mental-- Cognitive, Psychological & Psychiatric conditions

* Genito-Urinary Disorders

* Endocrine System Disorders

* Disorders including multiple body systems

* Disorders of the Digestive System

For social security disability requirements, initially, you need to be able to show that you are not able to perform any significant gainful activity. You must be unable to perform your current job or other task for a minimum of a year. If you are able to discover a task, then your earnings in a year can be no greater than $1,000 each month. Your condition must interfere with fundamental work-related activities for your claim to be thought about. If it does not, the SSA will discover that you are not handicapped.

The SSA keeps a list of medical conditions that are so extreme they immediately imply that you are disabled. If your condition is not on the list, the SSA has to decide if it is of equal severity to a medical condition that is on the list. If your condition is serious however not at the exact same or equivalent level of intensity as a medical condition on the list, then the SSA must determine if it disrupts your ability to do the work you did formerly. If it does not, your insurance claim will be denied. If you are not able to do the work you did in the past, the SSA will determine if you are able to adapt to other work. The SSA will consider your medical conditions and your age, education, past work experience and any transferable abilities you may have. If you can not adapt to other work, your claim will be authorized. If you can change to other work, your claim will be rejected.

The preliminary social security disability application is made at your local Social Security Office. If the office determines that you have enough work credits to collect impairment advantages, it will forward your application to a Disability Determination Services office in your state, which will deciding about whether you fulfill the Social Security Administration's requirements for disability. This decision is made by a medical professional and a disability assessment professional. They might ask for extra medical records and/or demand a medical examination or test. This test will be spent for by the SSA.